Moving to the UAE: A comprehensive guide for 2024

The UAE is a dream destination for expats, combining tax-free salaries, world-class infrastructure, and a vibrant blend of modern luxury and cultural heritage. Whether you’re drawn by career opportunities, a high standard of living, or the allure of its dynamic cities, relocating to the UAE promises a lifestyle like no other.

We designed this guide to simplify your transition, offering practical advice on everything from housing and healthcare to transportation and cultural etiquette. With the right preparation, your move from the UK to the UAE can be seamless, stress-free, and filled with excitement for the new opportunities ahead.

Visa and residency requirements

The UAE’s visa options cater to a variety of expat needs, ensuring flexibility and security for long-term stays.

Popular visa options include:

• Golden Visa: A 5- or 10-year renewable visa for investors, entrepreneurs, and skilled professionals. Requirements include a minimum AED 2 million (£426,000) investment.
• Green Visa: A 5-year option for freelancers and self-employed individuals, allowing family sponsorship without employer ties.
• Job-seeker visa: Designed for graduates and skilled professionals, offering up to six months to explore opportunities.
• Retirement visa: For expats over 55 with financial stability, including property ownership worth AED 1 million (£213,000).
• Tourist visas: Multi-entry options allow up to 180 days of stay annually, perfect for extended visits.

Key points:

• Residency visas now integrate with Emirates ID, streamlining renewals and eliminating passport stamping.
• New online platforms simplify applications, reducing paperwork and wait times.

Whether you’re planning a short visit or a long-term move, understanding these visa categories will help you choose the best option. Since 2024, Emirates ID integration with visas has streamlined residency processes, making application tracking and renewals much simpler​​.

Best places to live in the UAE

Choosing where to live in the UAE is a big decision, and each emirate offers unique experiences. From bustling cities to serene coastal escapes, here are the top places to consider:

1. Dubai: Renowned for its iconic skyline, luxury shopping malls, and ambitious developments, Dubai also offers family-friendly accommodation options in communities like Arabian Ranches, Palm Jumeirah, and Jumeirah Village Circle. It’s the perfect choice for those seeking a blend of cosmopolitan living and modern amenities.
2. Abu Dhabi: The UAE’s capital seamlessly combines traditional Emirati architecture with cutting-edge modern design. Popular areas for expats include Al Raha Beach, Saadiyat Island, and Khalifa City, each offering spacious homes and close proximity to world-class facilities.
3. Sharjah: Known for its rich cultural heritage, Sharjah is an excellent option for those looking for a more affordable and laid-back lifestyle compared to Dubai and Abu Dhabi. Communities like Al Majaz and Al Nahda are particularly popular among expats.
4. Ras Al Khaimah: Surrounded by stunning mountains and natural beauty, Ras Al Khaimah is rapidly becoming a favourite for those seeking tranquility. Developments such as Al Hamra Village and Mina Al Arab cater to expats looking for coastal living with modern amenities.
5. Fujairah: Offering a small-town feel, Fujairah is ideal for those who prefer a slower pace of life. With its beautiful beaches and relaxed atmosphere, it’s perfect for families and individuals seeking a peaceful escape from the hustle and bustle.

Each of these locations has its own charm, making it essential to consider your lifestyle and priorities when deciding where to settle in the UAE. For tailored advice and support with your relocation, contact Total Moving Solutions—your trusted partner for removals to the UAE.

Accommodation in the UAE

Finding the right home in the UAE depends on your budget, lifestyle preferences, and proximity to work, schools, or amenities. The country offers a variety of housing options, from luxurious apartments to spacious family villas, catering to both individuals and families.

Top areas in Dubai:

• Dubai Marina: Known for its upscale waterfront living, this area features luxury apartments with stunning views, costing approximately £29,000 annually. It’s ideal for professionals seeking vibrant city life with access to restaurants, shops, and entertainment.
• Jumeirah Village Circle (JVC): A popular choice for families, JVC offers affordable villas with a community feel, priced around £19,000 annually. The area is quieter and well-suited for those seeking a suburban lifestyle.
• Downtown Dubai: The heart of the city, Downtown offers high-rise apartments and a lively atmosphere with attractions like Burj Khalifa and Dubai Mall nearby. Housing here comes at a premium, with rents averaging £38,000 annually.

Top areas in Abu Dhabi:

• Khalifa City: Perfect for families, this area provides spacious villas and a peaceful environment, with rents averaging £13,000 annually. Its proximity to schools and parks makes it highly desirable.
• Yas Island: A modern and entertainment-centric neighbourhood featuring theme parks, Yas Mall, and waterfront properties. Housing costs are around £15,000 annually, appealing to those looking for a dynamic lifestyle.

Finding accommodation:

• Dubizzle: A leading classifieds website offering a wide range of rental options, including apartments, villas, and townhouses.
• Property Finder: A dedicated real estate platform with detailed listings, photos, and filters to help you narrow down your choices.

Whether you’re seeking a lively urban hub or a serene family community, the UAE offers housing options to suit every preference. Starting your search early and using reliable online platforms ensures a smooth transition to your new home.

Healthcare in the UAE for expats

The UAE boasts a modern healthcare system with excellent private and public facilities, ensuring high standards of care for residents.

Key healthcare highlights:

• Health insurance is mandatory for all residents. Employers typically provide coverage for employees, but dependents often require separate private plans.
• Cost of health insurance:
  • Basic plans: £110–£325 annually, covering essential medical services and emergencies.
  • Premium plans: £650–£1,300 annually, offering advanced treatments, private facilities, and specialist access.
• Public hospitals: Subsidised and efficient for emergencies, but non-emergency care requires a health card (AED 320 or £68). While affordable, public hospitals often have longer wait times.
• Private hospitals: Renowned facilities like Mediclinic and Cleveland Clinic Abu Dhabi provide quicker service, English-speaking staff, and state-of-the-art care.

Many expats opt for international health insurance, especially if they travel frequently or want access to premium facilities worldwide. These plans often cover treatments both in the UAE and globally, making them ideal for those seeking continuity of care. Whether choosing public or private care, understanding your insurance plan and its coverage is crucial for ensuring peace of mind in a new country.

Education system and schools in the UAE

Families moving to the UAE will find a diverse selection of international schools catering to various curricula, ensuring a high standard of education for children.

Popular school choices:

• British National Curriculum: Schools like Jumeirah English Speaking School (JESS) and Dubai College are widely favoured by British expats, with tuition fees ranging from £8,500 to £20,000 annually. These schools are known for their academic rigor and extracurricular activities.
• International Baccalaureate (IB): Institutions like Repton School and Dubai International Academy offer world-class IB programmes, preparing students for global higher education opportunities.
• Other curricula: American, Indian, and French curricula are also widely available, providing families with options that suit their cultural and academic preferences.

Things to consider:

• Tuition fees: Fees vary significantly, with some elite schools charging over £25,000 annually. Additional costs, such as uniforms, transportation, and extracurricular activities, should also be factored in.
• KHDA ratings: Dubai’s Knowledge and Human Development Authority (KHDA) provides performance ratings for schools, helping parents make informed decisions based on academic standards, facilities, and extracurricular offerings.
• Availability: Early planning is crucial, as top schools often have waiting lists. Applying as soon as possible increases the chances of securing a spot in your desired school.

For families, the UAE’s commitment to educational excellence ensures a range of choices to meet diverse needs, from early years to secondary education. Prioritising research and early applications will help ensure a smooth transition into the UAE school system.

Banking and finances in the UAE

Establishing your finances is a crucial part of settling into life in the UAE. With a stable banking system and a range of services tailored to expats, managing your money is straightforward once you understand the process.

How to open a bank account:

1. Documents needed:
   • Valid passport.
   • Emirates ID (or registration form if pending).
   • Proof of address, such as a tenancy agreement or utility bill.
   • Salary certificate or bank statement to confirm income.
2. Choose a bank:
   • Popular options include Emirates NBD, Mashreq Bank, and First Abu Dhabi Bank. Consider reputation, branch locations, and the availability of expat-friendly services.
3. Account types:
   • Savings accounts: Offer higher interest rates for long-term deposits but may have limited transaction options.
   • Current accounts: Designed for everyday use, often including a debit card and online banking.

Managing finances efficiently:

• For money transfers and currency exchange, services like Al Ansari Exchange or Western Union often provide better rates and lower fees compared to traditional banks.
• The UAE dirham (AED) is pegged to the US dollar, offering stability for international transactions.

By choosing the right banking solutions and leveraging competitive exchange services, expats can ensure smooth financial management in their new home.

Transportation options

Navigating the UAE is straightforward, thanks to its advanced infrastructure and a variety of transportation options catering to different needs.

Public transport:

• Dubai’s metro, trams, and buses form an efficient and affordable network. Fares start at AED 3 (£0.64), making public transport a cost-effective option for commuting within the city.
• Abu Dhabi’s bus system connects key locations but lacks the metro system seen in Dubai.

Driving:

• UK driving licences can be easily converted to a UAE licence without additional tests, streamlining the process for expats.
• Speed limits vary from 40 km/h in residential areas to 160 km/h on highways, with strict penalties for violations.
• Petrol remains inexpensive at approximately £0.80 per litre, encouraging many expats to own vehicles.

Ride-hailing and taxis:

• Apps like Uber and Careem are widely available, providing convenient alternatives to public transport and private car ownership.
• Taxis are abundant and relatively affordable for shorter trips.

Owning a car is a popular choice among expats due to the UAE’s low fuel costs, expansive road network, and the freedom it provides for exploring both urban and desert landscapes. Whether you rely on public transport, taxis, or your own vehicle, the UAE ensures accessibility and ease of travel.

Emirati culture and etiquette

Understanding and respecting Emirati culture is essential for a smooth transition and successful integration into life in the UAE. The country’s traditions are deeply rooted in its Islamic heritage and reflect a blend of modernity and age-old customs.

What to keep in mind:

• Dress modestly: Public spaces require conservative attire, particularly in government buildings, mosques, and traditional areas. For women, covering shoulders and knees is advisable, while men should avoid wearing sleeveless tops.
• Social norms: Handshakes are common, but it’s polite to wait for a cue from the other person, particularly when interacting with women. Avoid public displays of affection or overly physical gestures, as they are frowned upon.
• Ramadan etiquette: During the holy month, refrain from eating, drinking, or smoking in public during fasting hours. Even non-Muslims are expected to adhere to these rules out of respect for those observing the fast.
• Cultural engagement: Immerse yourself in Emirati traditions by attending events such as camel racing, falconry displays, or heritage festivals. Exploring historical landmarks like the Al Fahidi Historical Neighbourhood in Dubai or Qasr Al Hosn in Abu Dhabi offers a window into the UAE’s rich history and architectural heritage.

The UAE’s multicultural environment is welcoming, but awareness of local customs enhances social interactions and demonstrates respect for Emirati values. Engaging with the culture not only helps you integrate but also enriches your overall experience in this vibrant country.

Working in the UAE

The UAE’s booming economy continues to attract professionals from around the world, offering exciting opportunities across a range of industries. Its strategic location as a global hub enhances its appeal for career advancement.

High-demand sectors:

• Technology: Roles such as data scientists, AI specialists, and software developers are in great demand as the UAE positions itself as a leader in digital innovation.
• Healthcare: With expanding hospitals and medical centres, skilled professionals, especially in specialised fields, are highly sought after.
• Finance and construction: These sectors remain strong, with projects ranging from real estate developments to financial technology advancements.

Attractive employment benefits:

Most employment contracts include additional perks, such as:

• Housing allowances: Reducing the burden of high rental costs.
• Transport allowances: Covering commuting expenses or offering company-provided vehicles.
• Annual airfare: Providing flights for employees and their families to their home countries.

The UAE’s work culture values hierarchy and relationship-building, making it essential to understand and respect local business etiquette. With these opportunities and benefits, the UAE remains a top destination for professionals seeking growth and a high standard of living.

Cost of living

While the UAE’s tax-free salaries are a significant advantage, the overall cost of living can be high, particularly in major cities like Dubai and Abu Dhabi. Understanding and planning for these expenses is crucial for financial stability.

Monthly averages for a single person in Dubai:

• Rent: £1,200–£3,500, depending on location and type of property.
• Utilities: £80–£180 for electricity, water, and cooling, with higher costs during summer months.
• Groceries: £300–£400, though this can vary depending on whether you prefer imported or local products.
• Transport: £64–£130 for public transport, while petrol costs remain low at approximately £0.80 per litre.

For families, additional costs like private school fees (ranging from £8,500 to £25,000 annually), childcare, and healthcare can significantly increase monthly expenses. Premium accommodation or gated communities also add to the financial load but offer enhanced comfort and amenities.

Budgeting is essential for managing these expenses. Many expats find that a thorough understanding of their financial commitments, coupled with the UAE’s tax-free income, allows them to balance a high-quality lifestyle with long-term savings.

Sustainable living initiatives

The UAE is at the forefront of sustainability in the region, taking bold steps to address environmental challenges and promote eco-friendly living.

Key initiatives:

• Renewable energy: The UAE’s ambitious projects, like the Mohammed bin Rashid Solar Park, aim to generate up to 5,000 MW of clean energy by 2030, significantly reducing carbon emissions by millions of tonnes annually. The Barakah Nuclear Energy Plant also contributes to zero-carbon electricity, meeting over 80% of Abu Dhabi’s clean energy consumption.
• Eco-friendly communities: Developments such as Masdar City in Abu Dhabi and Dubai Sustainable City are setting global benchmarks for green living. These communities integrate renewable energy, water conservation systems, and sustainable architecture to minimise environmental impact.
• Plastic bans: Dubai has already introduced levies on single-use plastic bags, with a nationwide ban on all single-use plastics scheduled for 2026. These measures are promoting sustainable alternatives and reducing environmental waste.

With government initiatives aligning with global climate goals, such as the UAE’s commitment to achieving net-zero emissions by 2050, living sustainably in the UAE is becoming more accessible. From adopting renewable energy to embracing eco-conscious communities, residents have numerous opportunities to contribute to a greener future.

Challenges and opportunities for expats

Adapting to life in the UAE brings a unique mix of challenges and rewarding opportunities, making preparation and cultural awareness key to a successful transition.

Challenges:

• Extreme heat: Summers can soar to 50°C, often limiting outdoor activities. Expats typically adapt by scheduling errands and leisure for cooler months or early mornings.
• High costs: Despite tax-free salaries, significant expenses like housing, schooling, and healthcare can strain budgets if not planned carefully. Understanding the local cost of living and budgeting wisely is essential.
• Cultural differences: The UAE’s Islamic traditions influence daily life. Respect for local customs, from dress codes to social norms, is crucial to avoid misunderstandings and ensure a smooth integration.

Opportunities:

• Tax-free income: One of the UAE’s biggest draws, allowing expats to save significantly compared to many other countries.
• Global networking: The UAE is home to a diverse expat community, providing opportunities to build international connections both professionally and socially.
• Luxurious lifestyle: From world-class infrastructure and safety to iconic attractions like Burj Khalifa and Palm Jumeirah, the UAE offers a lifestyle that blends modernity with comfort.

By approaching life in the UAE with preparation and openness, expats can navigate its challenges and fully enjoy the opportunities, creating a fulfilling and enriching experience in this dynamic country.

Final thoughts

Moving to the UAE marks the start of an exciting journey, offering opportunities for professional growth, cultural discovery, and a high quality of life. With its tax-free salaries, state-of-the-art infrastructure, and welcoming communities, the UAE is a destination like no other.

At Total Moving Solutions, we specialise in helping individuals and families relocate efficiently and stress-free. From securely transporting your belongings to guiding you through the process, we’re here to make your move straightforward and successful. Ready to take the next step? Fill out our online form today to receive your free, no-obligation quote and start planning your move with confidence!